Commercial Insurance
Your business insurance needs can vary a lot depending on your particular type of enterprise. This means your insurance policy must be flexible, reflect current conditions, and able to protect against a wide range of perils at an affordable price. That’s why so many business owners select a Commercial Package Policy. This policy can be put together in such a way that it fulfills your particular business insurance requirements. You can, with the help and advice of our agents, choose from many endorsements to build your very own insurance plan.
PROPERTY INSURANCE
Property insurance can protect your buildings, their contents, your equipment, and supplies. In addition, it can protect you against loss of income in case a fire interrupts your operation.
Property Insurance may cover two types of property losses:
  • Direct losses may be covered when property is lost, stolen, damaged or destroyed.
  • Indirect or consequential losses related to direct losses may also be covered.
GENERAL LIABILITY INSURANCE
You may also add liability protection for your business operations and products. This is a very important part of any well-planned, comprehensive business insurance package.
Policies provide coverage for liability arising out of:
  • Premises and Operation
  • Fire Damage Liability (damage by fire to premises rented to insured)
  • Personal and Advertising Injury
  • Medical Payments
  • Products/Completed Operations
You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.
BUSINESS AUTO INSURANCE
Owning a business often involves the ownership, use or rental of one or more vehicles. That’s why you should consider a Business Auto Policy to round out your insurance program. Whether you own a car, van, truck or any combination of these vehicles, a Business Auto Policy gives you the protection you need on today’s busy roads. It can insure your vehicles against physical damage such as collision, fire, theft and other perils. Even more important is the fact that it also provides liability protection.

You can select the liability, bodily injury, and property damage limits to meet your specific needs.
COMMERCIAL UMBRELLA
Purchasing Umbrella Liability insurance for your business is more important today than ever before. As you know, courts are awarding higher settlements than ever before. This vital part of your comprehensive insurance programs supplements and enhances your underlying liability insurance limits. It serves as an extra layer, like an “umbrella,” over your basic liability limits.
WORKERS' COMPENSATION
Workers Compensation coverage insures against bodily injury and diseases that are caused by and occur in the course of employment.

Benefits include:
  • Income Benefits
  • Medical Benefits
  • Death Benefits
  • Rehabilitation Benefits
A representative can provide you with complete details on Workers’ Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.
Contact us today for more information about Commercial Insurance or fill out our online quote form.
Site Credits:   North Star Web Services